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Nation Safe Drivers Group Notice of Privacy Policy

Our Privacy Policy applies to all companies within the Nation Safe Drivers Group family of companies, which include the following:

NSD Group, Inc. National Adjustment Bureau, Inc. National Insurance Underwriters, Inc.

Nation Safe Drivers Group (NSDG) protects customer information. We maintain physical, electronic and organizational safeguards to protect this information. We continually review our policies and practices, monitor our computer networks, and test the strength of our security to ensure the safety of this information.

Information We May Collect We collect and use information we believe is necessary to administer our business, to advise you about our products and services, and to provide you with customer service. We may collect and maintain several types of customer information needed for these purposes such as those below.

Types of Information we may collect and how we gather it: From you, on applications or on other forms for our products, through telephone or in-person interviews and from your insurance agent or dealer. From your transactions with us, such as your payment history and underwriting and claim documents From non-NSDG companies, such as your driving record and claim history.

How We Use Information About You We use customer information to underwrite your policies, process your claims, ensure proper billing, service your accounts and offer you other NSDG products that we believe may suit your needs.

Information Disclosure We share information about your transactions (such as payment of a premium) and experiences with you (such as an auto accident) within the (NSDG) family of companies and with the NSDG agents to better serve you and to assist in meeting our current product and service needs. We may also disclose customer information about you to persons or organizations inside or outside our family of companies as permitted or required by law.

We share customer information as necessary to handle any claims that you may have and to protect you against fraud and unauthorized transactions. For example, we might share customer information such as name, address, and coverage information with a body shop to speed up repairs on an auto damage claim.

Your Choice to Share Information There are two types of information sharing – information sharing within NSDG family of companies and information sharing outside NSDG. We do not sell customer information. We do not provide customer information to persons or organizations outside NSDG for their own marketing purposes. The choice in the Special Notice, which follows, applies only to sharing of information with the NSDG family of companies and with your insurance agent. For example, if you are an auto policyholder, our ability to share information among NSDG companies allows us not to ask again about your driving record if you apply for a commercial auto policy.

Special Notice Regarding the Sharing of Certain Information Within the NSD Family of Companies This notice applies only to the sharing of information within NSDG that does not involve your transactions or experiences with us.

What Information We Share: Unless you tell us not to, we may share information within NSDG that was obtained from your application, such as your occupation; or information obtained from your driving record or claims history. We may also verify information provided by you, such as information about the operators of your vehicles and members of your household.

Why We Share: We may share information about you within NSDG to enhance our service to you, to underwrite your policies, to measure your interest in our products and services, to improve existing products and develop new ones and to monitor customer trends.

Who We Share With: We may share information within the NSDG family of companies and with your insurance agent.

If you prefer that we not share this information within NSDG, call us toll free at 1-800-338-2680. Your choice will also apply to your joint policyholders. Your direction not to share this information does not limit NSDG from sharing certain information about you which is essential to conducting our business, such as processing any claims you may have. Your choice does not limit our effort to market new products and services to you.